New Year, New You; Getting Your Finances in Order

Posted on 12/09/22

Stethoscope and calculator symbol for health care costs or medical insurance

With rising inflation and credit card bills from the holidays this time of the year can be hard on your wallet. Financial challenges can happen to anyone, regardless of age or situation. AARP Massachusetts can help.  We have a variety of ways to provide you with information to help you to stay on track financially.

With just a few simple steps, AARP Money Map™ provides a clear plan of action and resources to help with unexpected bills and debt management. You don’t even need to be a member; AARP membership is not required to use it.

Here’s how AARP Money Map™ can help:

Unplanned Expenses

Without warning, an unplanned expense can lead you off the path to financial stability. A step-by-step action plan with options and resources for dealing with unexpected auto repairs, home repairs and medical bills in minutes, we’ll make you an action plan to get you back on track. It’s everything you need in one place — financial aid programs, payment options and people who can help.

Handle Debt with Confidence

You are not alone if you find yourself feeling overwhelmed with debt. With a few steps, we’ll help you make a plan — based on strategies used by trusted advisers — that answers which debts to pay first and how much to pay.  We’ll help devise a payback strategy that saves time and interest for student loans, personal loans, etc. payments.  Plus, there are tips on negotiating with creditors

Savings Planner

No matter the amount or the purpose, we’ll help you reach your savings goal with a plan that works for you. Give us the basics—how much you want to save, by when, and approximately how much you can set aside each month—and we'll help you build an action plan. Putting your goal in writing and committing to saving each month will help you reach your savings goal.

Build a Budget

We’ll help you create a budget that works for you. Our interactive budgeting tool allows you to see where your money goes today and to create your own spending plan going forward. It’s the key to finding money to put toward your financial goals, from getting out of debt to buying a home or taking a vacation.

AARP Presents Finances y La Familia with Jen Hemphill Your Steps to Financial Freedom

AARP Massachusetts sits down with Podcaster, Author and Financial Counselor Jen Hemphill. She’s carved a niche focusing on the Hispanic community providing advice, tips and encouragement in money matters. She chats with AARP Massachusetts Executive Council member and longtime Boston TV journalist Jorge Quiroga.

Hemphill and Quiroga discuss how you can explore your own relationship with money and establish your financial goals They also dive into matters that specifically affect the Hispanic community such as how to overcome financial barriers as an immigrant and what Latinos need to know about retirement.

Hemphill’s “Her Dinero Matters” bilingual podcast is for women who want to become reinas of their money. In the podcast Hemphill, a native of Colombia, chats with other members of the Latino community about personal finance topics from budgeting and goal setting to entrepreneurship and investing.

To watch the conversation, sign up here.

This story is provided by AARP Massachusetts. Visit the AARP Massachusetts page for more news, events, and programs affecting retirement, health care, and more.

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Find information about getting a COVID-19 vaccine in your state. CDC information is available at cdc.gov/coronavirus; additional AARP information and resources are at aarp.org/coronavirus. En español, visite aarp.org/elcoronavirus.

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