Homeowner Assistance Program Still Available

Posted on 05/23/24


It's not too late to apply for the Wyoming Homeowner Assistance Fund (HAF) Program. The HAF Program has served as a lifeline for eligible homeowners, helping them weather COVID-19 impacts and secure their homes. Since its inception in May 2022, the HAF Program has assisted 1,648 Wyoming homeowners, disbursing $12.5 million

Under the program, eligible homeowners can receive a one-time grant of up to $35,000 for mortgage assistance, past-due utilities, and past-due housing-related expenses. These funds are paid directly to servicers or vendors on behalf of the qualifying homeowners.

Don't miss out on this opportunity. Apply online at dfs.wyo.gov/haf or contact the call center toll-free at 1-888-WYO-HAFP (1-888-996-4237) for application assistance. They are available from 9 a.m. to 6 p.m. Monday through Friday.

Prioritization of Aid
The prioritization of aid will be as follows: mortgage reinstatement, partial claim assistance, delinquent other expenses and finally, forward mortgages.

MORTGAGE DELINQUENCY: Financial assistance to help reinstate a mortgage or to pay other housing-related costs related to a period of forbearance, delinquency, or default.

PARTIAL CLAIMS: Financial assistance to pay off a portion or all of a partial claim. Partial claim must have been received after Jan. 21, 2020, due to a COVID financial hardship. Partial claims may be a subordinate lien. The HAF Program will not cover deferral payments.

FORWARD MORTGAGE PAYMENTS: Up to three (3) consecutive months of forward mortgage payments.

PAST DUE UTILITY PAYMENTS: Electricity, energy costs (fuel, oil and propane), water and sewer. (Internet costs are not an eligible expense.)

PAST DUE HOUSING-RELATED BILLS: Property taxes, homeowners insurance, or homeowner association dues.

Understanding the Eligibility Criteria

  • Must not have received a previous HAF award. This is a one-time award. Any eligible clients who received HAF payments in the past cannot apply.
  • Must own a property in Wyoming, including those on the Wind River Reservation.
  • Must currently occupy the property as the primary residence.
  • Must have a total annual household income at or below 150% of the area median income.
  • Must have experienced a COVID-related financial hardship after January 21, 2020
  • If applying for mortgage assistance, the loan must be the first lien on the property, and the homeowner must not intend to sell the property within six months of receiving assistance.

This story is provided by AARP Wyoming. Visit the AARP Wyoming page for more news, events, and programs affecting retirement, health care, and more.

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