Help us protect the crypto kiosk law protecting North Dakotans

In 2025, North Dakota became the second state in the nation to pass a law regulating cryptocurrency kiosks.

Crypto kiosks (aka crypto ATMs) look like bank ATMs and are found in supermarkets, convenience stores, gas stations, bars, and restaurants. While they allow people to conduct legitimate cryptocurrency transactions, such as sending money to digital wallets, legitimate transactions are rare due to the prevalence of crypto kiosk fraud. Criminals direct their targets to send funds via crypto kiosks to transnational organized criminals in fraud schemes ranging from tech support to romance scams. In 2023, North Dakotans lost more than $6 million in crypto related fraud.

As of August 1, 2025, North Dakota’s law requires fraud warning signage, daily transaction limits and relevant receipts that still allow the legitimate use of these machines while warning of their fraud potential.

North Dakota legislators put strong protections in place to help prevent this type of fraud, but the crypto kiosk industry is now working at the federal level to preempt existing state laws and derail future state crypto kiosk laws.

Right now, the United States Senate is considering a crypto kiosk provision as a part of HR3633 that would gut the protections North Dakota and other states fought hard to secure. We cannot let this happen.

AARP is urging the removal of this provision, and we could use your help. Our Congressional delegation needs to hear from you if you want these protections to stay in place. Specifically, North Dakota Senator Kevin Cramer is on the Senate Banking Committee and is pivotal to maintaining our state law. Reach out to him and ask him to remove Section 205, Digital Asset Kiosks, from HR 3633, and let him know that you support the common-sense law North Dakota has in place to protect consumers from crypto kiosk fraud.

Sen. Kevin Cramer
Cramer.senate.gov/contact
(202) 224-2043
400 Russell Senate Office Building
Washington, D.C. 20510

Sen. John Hoeven
Hoeven.senate.gov/contact
(202) 224-2551
338 Russell Senate Office Building
Washington, D.C. 20510