Are you ready for retirement?

One of the most important decisions you need to make before you retire is when to claim Social Security benefits.

Many retirees apply for Social Security before reaching full retirement age, in doing so they can permanently reduce the benefits that they can receive over a lifetime. There are many factors to consider when making this important decision. If you are single, married, divorced, or widowed this session will help you make that personal decision.

This webinar will provide details not only on the retirement program but will cover the filing strategy options when it comes to spouses, divorced spouses and widow(ers)  benefits.

We will talk about:

• the key factors to consider when determining the right time for you to file;
• how you can work and collect benefits and how easy it is to file an application.

We will also conduct an overview of the Medicare program.  

• When should you file for Medicare?
• Do you need Medicare if you are working and covered under your employer health plan?
• What forms do you need if you work and enroll after age 65?

These and many other questions will be answered in this session.

We highly encourage you to create a my Social Security account prior to the session. With an account you can verify your earnings and print a benefit statement. You can open an account here: https://www.ssa.gov/myaccount/  This is a one stop center for you to manage and maintain your personal Social Security business. Watch how to video: https://www.youtube.com/watch?v=grfqeyIueuk  

The presenters are Rhonda Whitenack and Brian Rudolph who are representatives from the Social Security Administration located in the Twin Cities. They each have over 20 years of experience in conducting public outreach and education seminars. Take the first step in planning for your financial future by taking advantage of this interactive free webinar provided by an experienced Social Security employee.